Underwriting is still manual, and it does not scale. Credit teams read files by hand, in many formats and languages. Documents are chased over email, checked against a policy that lives in someone's head, and reconciled across statements, accounts, and contracts by hand. Time-to-yes slows, checks are applied unevenly, and a small team cannot take on more volume without dropping its standards.

The AI Data Room, tuned to your credit policy. Upload the borrower's file. Risk Llama classifies every document, reads across the whole file, and runs your checks:

Repayment capacity. Calculates the debt service coverage ratio and tests it against your policy minimum.

Identity consistency. Confirms the same legal name across IDs, incorporation records, and signed agreements.

Security and collateral. Checks valuations and security documents against the facility.

Numbers that should agree. Reconciles audited accounts, tax filings, and the financial model, and flags gaps.

Structure and approval. Confirms the financing is documented and approved under the right structure, including Islamic finance structures.

Screening. Sanctions, ownership, and reputation signals.

Every check comes back pass, flag, or fail, with the evidence and the reason.

Fits the way you already work. Risk Llama is designed to sit alongside your origination workflow and feed a clear recommendation to your team. It is a copilot, not an auto-decision engine. The final credit decision always stays with your credit team.

Proof. Trade finance: 50 percent reduction in analyst workload and a $75m-plus facility secured. Multi-product fintech: 70 percent reduction in manual case reviews and a shorter time-to-yes.

Built for the way banks handle data. Single-tenant deployment and data residency with Llama Vault. Your documents never train the model. A full audit trail on every decision. Configurable to your credit policy, with no vendor wait.

One platform for underwriting and the risk function. Pair the AI Data Room with the risk register and Lluma, so the same platform supports origination and your risk and compliance function.

See it read one of your borrower files. Book a live demo and watch Risk Llama run your credit policy in minutes.