Submissions arrive as paperwork, not as data.

Most underwriting pressure comes from preparing the pack rather than from pricing the risk.

No fixed submission format. Broker packs arrive as PDFs, spreadsheets and attachments. Every submission starts with a hunt for the numbers.

Appetite applied unevenly. The same rules are read differently from one desk to the next. Referral decisions become hard to defend.

Incomplete packs reach underwriters. Missing information is found late in the process. The submission goes back to the broker and the clock restarts.

Figures that do not reconcile. Proposal forms, schedules and supporting statements disagree. Nobody notices until the file is already on risk.

Risk Llama helps underwriting teams assess the risk rather than the paperwork

Submission intake. Turn the pack into structured data on arrival. Risk Llama classifies every document in the submission and reads across the whole pack before an underwriter opens it.

Ingest proposal forms, schedules, statements and supporting documents.

Classify and index every file automatically, in multiple formats.

Confirm the pack contains what your appetite requires before it is triaged.

Appetite checks. Apply your rules the same way on every submission. Each check returns pass, flag or fail with the evidence and the reason, so referrals carry their own justification.

Reconcile figures and named entities across the whole pack.

Confirm the same legal entity across incorporation records and signed documents.

Screen for sanctions, ownership and reputation signals on the insured.

Configurable to your book. Change appetite rules without waiting on a vendor. Appetite rules, thresholds, taxonomy and reporting are set by your own team, with single-tenant deployment through Llama Vault.

Set thresholds and checks to match your book and your class of business.

Keep documents in your tenant, where they never train the model.

Retain a full audit trail on every assessment and recommendation.

Designed for a cleaner underwriting rhythm from submission to bind

The aim is to make underwriting easier to run, easier to evidence and easier to explain.

For Underwriting Managers. See where submissions are stalling and how evenly appetite is being applied.

For Portfolio Underwriters. Open a scored case with the evidence attached rather than an unsorted pack.

For MGAs. Show capacity providers a consistent, evidenced process on every risk you write.

Run submissions from one place, with less reading and earlier answers.

If your underwriters are still hunting for figures inside broker packs, we can show you a cleaner operating model. Book a live demo and bring a live submission.